Housing Action List

Junwon Park — organized by cost, with timelines — updated 2026-02-26

Your Timeline

12-mo lease (Apr '26 – Apr '27)
Lease ends → move window (Apr – Oct '27)
Long game (2028+)
Mid-lease conflict — would need lease break
Could align with lease end (~Apr 2027)
Long game — 2028+, keep on waitlist
Immediate — apply now regardless
13
Free Apps
Paid (~$75)
3
Portals
3
Monitor

HOTMA Legal Finding

HOTMA fully excludes 401(k) from countable assets — unconditionally, regardless of age or balance. Countable assets = taxable brokerage (~$60K) + cash (~$10K) = ~$70K (under $100K limit).

ProgramBeforeAfter
SCCHA Interest ListDISQUALIFIED ($100K asset cap)ELIGIBLE
HACSM MTW WaitlistMAYBE (verify 401K)ELIGIBLE
FREE $0 Free to Apply 13 applications — no cost
Arbor Park (MidPen)
San Jose, CA — South Bay
LIHTC FREE CLOSES FEB 27
Mid-lease conflict
If win lottery → Summer 2026
CLOSES TOMORROW. Lottery system. If you win, move-in ~2-4 months after lottery (Summer 2026) — during your lease. Low odds but free.
Year Built
Unknown
Flooring
Unknown (LIHTC)
In-Unit W/D
Unknown (LIHTC)
Units
1BR / 2BR / 3BR
Rent
Unknown
App Fee
$0
Wait
Lottery → 2-4 mo
Min Income
Unknown
Apply Now
Arya (SAHA)
San Jose, CA — South Bay
LIHTC FREE DEADLINE MAR 4
Mid-lease conflict
If win lottery → Summer 2026
Lottery deadline Mar 4. 87 units. If you win, move-in ~Summer 2026 — during your lease. Low odds but free.
Year Built
Unknown
Flooring
Unknown (LIHTC)
In-Unit W/D
Unknown (LIHTC)
Units
1BR / 2BR
Rent
Unknown
App Fee
$0
Wait
Lottery → 2-4 mo
Income Limit
$42,200 ELI
Apply Now
Avalon Dublin Station
Dublin, CA — East Bay (near BART)
BMR 120% AMI FREE NEW
Mid-lease conflict
~Jun – Oct 2026 (4-8 mo, 0 priority pts)
No minimum income. Open waitlist, first-come. Zero priority points (non-Dublin resident) pushes toward 8-month end. Call (925) 248-3526 to confirm BMR unit finishes before applying. If you move to Dublin, you'd gain priority points — reducing wait.
Year Built
2013
Flooring
Hard-surface (verify BMR)
In-Unit W/D
Likely (verify BMR)
Units
1BR ($1,750–$1,875)
App Fee
$0 ($50 credit check at move-in)
Wait
2–8 months
Income Limit
$134,250 (120% AMI)
Min Income
None
Apply Now
Residences on Jamboree (UDR)
Irvine, CA — Orange County
BMR Moderate FREE NEW
Unknown — blocked
2.5x income issue must be resolved first
Moderate waitlist open. 2.5x monthly rent min income likely disqualifying. $0 earned + $5,500 imputed << $31,200 required. Email JamboreeBMR@udr.com to ask about asset-based qualification or guarantor. Beautiful property — LVP + W/D confirmed.
Year Built
2016
Flooring
LVP (confirmed)
In-Unit W/D
Yes (confirmed)
Units
Studio / 1BR / 2BR / 3BR
VLI Studio Rent
$1,040
App Fee
$0
Wait
Unknown
Min Income
2.5x rent (problematic)
Screening Form
Casa Roseland (MidPen)
Santa Rosa, CA — Wine Country
LIHTC FREE
Could align with lease end
Construction done Summer '26 → lease-up Late '26 / Early '27
Under construction, completing Summer 2026. Interest list open now. New build = likely modern finishes. Lease-up could align with your lease ending Apr 2027.
Year Built
2026 (new construction)
Flooring
Unknown (new build)
In-Unit W/D
Unknown (new build)
Units
1BR / 2BR
Rent
Varies by AMI
App Fee
$0
Wait
Interest list → Summer '26
Income Limit
Varies
Join Interest List
Cupertino BMR Rental Program
Cupertino, CA — South Bay (home city)
BMR FREE NEW
Aligns with lease end
Register Oct '26 → units Spring '27
Reopens October 2026 via Rise Housing. Top local preference if you're still a Cupertino resident. BMR inclusionary units in newer buildings = LVP, W/D, modern. Best-fit program. If you move out of Cupertino before Oct '26, you lose local preference.
Type
City BMR program
Flooring
Varies (inclusionary = market finishes)
In-Unit W/D
Varies (inclusionary = likely yes)
Units
Various
Rent
Below market rate
App Fee
$0
Opens
October 2026
Preference
Top local priority (if Cupertino resident)
More Info
HACSM MTW Waitlist
San Mateo County — Peninsula
Section 8 FREE HOTMA CLEARED
Could align with lease end
MTW = faster processing. Voucher ~12-18 mo
MTW (Moving to Work) agencies process faster than standard Section 8. HOTMA excludes 401K — countable assets ~$70K < $100K. Voucher lets you pick any qualifying unit — hardwood, W/D, your choice.
Type
Voucher (choose your unit)
Flooring
N/A — you choose
In-Unit W/D
N/A — you choose
Rent
Subsidized (30% income)
App Fee
$0
Wait
~12-18 months (MTW)
Income Limit
$67,700 VLI
Coverage
San Mateo County
Apply Now
Pacific Station North (Eden Housing)
Santa Cruz, CA
LIHTC FREE
Possible by 2027
New construction — interest list now
128 units, new construction. Interest list open. Confirm unit types and finishes.
Year Built
New construction
Flooring
Unknown
In-Unit W/D
Unknown
Units
Confirm types
App Fee
$0
Wait
Interest list
Income Limit
Unknown
Min Income
Unknown
Apply
Pacific Station South (Eden Housing)
Santa Cruz, CA
LIHTC FREE
Possible by 2027
Interest list reopened Jul 2025
Interest list reopened July 2025. Confirm unit types. Email PDF to PacificStationSouth@edenhousing.org.
Year Built
Unknown
Flooring
Unknown
In-Unit W/D
Unknown
Units
Confirm types
App Fee
$0
Wait
Interest list
Income Limit
Unknown
Min Income
Unknown
HACSB Waitlist
Santa Barbara County
Section 8 FREE
Possible by 2027
Smaller county = shorter list. Open since Jun '23
Section 8 voucher waitlist open since Jun 2023. Santa Barbara is a smaller county — voucher could come through faster than Bay Area. Voucher = you choose where to live.
Type
Voucher (choose your unit)
Rent
Subsidized (30% income)
App Fee
$0
Wait
1-3 years
Income Limit
Varies
Coverage
Santa Barbara County
Apply Now
SCCHA Interest List
Santa Clara County — South Bay
Section 8 FREE HOTMA RE-OPENED
Long game (2028+)
Massive demand. 2-5 year wait.
Previously disqualified — now eligible! HOTMA excludes 401K. Huge county = long wait. Worth registering now and forgetting about it.
Type
Voucher (choose your unit)
Rent
Subsidized (30% income)
App Fee
$0
Wait
2-5 years
Income Limit
$70,350 VLI
Coverage
Santa Clara County
Register
LA AAHR Registry
Los Angeles
Registry FREE
Varies
Rolling — depends on what opens
Rolling affordable housing registry. Filter for 1BR/2BR open properties. Covers Koreatown, Glendale, Pasadena, Westside.
Type
Portal (multiple buildings)
App Fee
$0
Wait
Varies by listing
Coverage
City of Los Angeles
Register
Housing Authority of Irvine
Irvine, CA — Orange County
Public Housing FREE
Long game (2028+)
Public housing waitlist — years
Public housing waitlist open. Long wait. Register and forget.
Type
Public Housing
Rent
Subsidized (30% income)
App Fee
$0
Wait
Years
Income Limit
Varies
Apply Now
DAHLIA Portal
San Francisco
BMR FREE
Varies
Rolling listings — lottery per building
Rolling listings. Create account, check regularly for 1BR/2BR openings. Each listing is a separate lottery. SF resident preference helps.
Type
Portal (multiple buildings)
App Fee
$0
Wait
Lottery per listing
Coverage
San Francisco
Register
PAID ~$35-40 Paid Applications 2 applications — shared laundry, but worth trying with assets
Meridian
Sunnyvale, CA — South Bay
LIHTC ~$40
Could align with lease end
1-3 year wait → low end = 2027
First-come waitlist. 2024 build. Shared laundry (no in-unit W/D). Min income 2.5x rent — may accept $400K+ assets as qualification. Apply and ask during verification.
Year Built
2024
Flooring
Hardwood / LVP
In-Unit W/D
No (shared laundry)
Units
1BR / 2BR
Rent
Varies by AMI
App Fee
~$40
Wait
1–3 years
Min Income
2.5x rent (test with assets)
Apply
La Avenida (Eden Housing)
Mountain View, CA — South Bay
LIHTC $35
Mid-lease conflict
Waitlist → could be months
100 units. 2025 build. Shared laundry (no in-unit W/D). $35/adult app fee. Min income 2.5x rent — may accept assets. Section 8 welcome. Mountain View live/work preference.
Year Built
2025
Flooring
Hardwood / LVP
In-Unit W/D
No (shared laundry)
Units
1BR / 2BR
Rent
30–60% AMI
App Fee
$35/adult
Wait
Waitlist (first-come)
Min Income
2.5x rent (test with assets)
Apply
PORTALS Register Once — Free Search Tools 3 portals — register now, check periodically
Doorway Housing Portal
Bay Area — 9 counties
PortalFREE
Ongoing
Search tool — check regularly
MTC/ABAG portal. Search + apply to Bay Area listings from one account.
Register
AC Housing Choices
Alameda County — East Bay
PortalFREE
Ongoing
Search tool — updates twice daily
Alameda County housing portal. Waitlist openings + listings.
Register
DAHLIA Portal
San Francisco
PortalFREE
Ongoing
SF BMR listings — lottery per building
Also listed above as an application — but functions as a portal for multiple listings.
Register
MONITOR Currently Closed — Watch for Changes 3 properties — can't apply yet
Fountain Park Phase I & II
Playa Vista, CA — LA Westside
LIHTC
~Apr 2026 RAD decision
If HACLA RAD approved → Section 8 conversion
702 total units. Both waitlists CLOSED. HACLA RAD conversion ~Apr 2026. If approved, units convert to Section 8 — no min income under voucher.
Alba
Santa Clara, CA — South Bay
BMR
Closed — monitor
LVP + W/D confirmed. Waitlist closed.
Waitlist closed all unit types. LVP + W/D confirmed. Monitor for reopening.
Orlo
Santa Clara, CA — South Bay
BMR 80% AMI
Closed + disqualified
Min income $61,260 — $0 disqualifies
32 of 318 units BMR. Min income $61,260 — disqualifying at $0. LVP + W/D confirmed. Studio waitlist closed, 1BR/2BR unclear.